”Investment or expense?"
”Investment or expense?"
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👥 Group: individual or in pairs
⏰ Activity duration: 25 - 30 minutes
🎯 Activity objectives
Let us support you in understanding the difference between consumption expenditure and investment, with the aim of making smart decisions in planning your reintegration and entrepreneurial endeavors.
🧠 Skills developed | Competencies developed
Differentiating between investments and consumption expenses
Making decisions based on future value
Planning the use of financial resources
Setting priorities based on personal goals
🔄 Steps in carrying out this activity
Each of you will receive a list of 20 categories of expenses or investments, which you will classify as Expense, Investment for the future, Risky investment, I don't know.
2. After classification, discuss in pairs:
Why did I choose "investment"?
What could I change if I only had $500?
What hidden costs might each choice have?
💬 Questions for personal reflection
What were the difficulties in classifying financial items? Explain your reasoning!
How can an expense sometimes become an investment?
What have you learned about how you make decisions about your money?
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